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Financial responsibility rates higher than sense of humor, attractiveness, ambition, courage and modesty.

When asked to list characteristics of someone with a good credit score, 73 percent of respondents said "responsible," 40 percent said "trustworthy" and 38 percent said "smart." Fisher, a biological anthropologist, explains that, for these reasons, showing someone your credit score can trigger feelings of attachment.

Mike Maxim, chief technology officer at Ok Cupid, says the company is always making minor improvements to its algorithm to make the service better.

"Most of the changes at this point are fairly small," he says.

"The users have an expectation of how the site is going to work, so you can't make big changes all the time." The biggest problem they face on the tech side, Maxim says, is to make sure everyone can find somebody.

Misbehaving users are a continuous battle, Maxim says, especially on a free site like Ok Cupid.That's according to joint research by Discover and Match Media Group. The results: 58 percent of online daters say a good credit score in a potential partner is more attractive than driving a nice car. adults who either had an active dating platform or met their partner online.Fifty percent say good credit is more important than an impressive job title.And 40 percent said they favor good credit over physical fitness.

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